Consumer Stress Index 0 low · 100 severe
Stress score
59.2
100% weighted coverage · 2026-10-02T16:54:03Z
Most stretched: Personal saving rate — percentile score 89.1 of 100 (elevated).
Stress inputs
| Indicator | Severity | Value | Sign | Percentile score | Weight | As of |
|---|---|---|---|---|---|---|
| Credit card delinquency DRCCLACBS | watch | 2.85 | ↑ stress | 63.3 | 20% | 2026-04-01 |
| Credit card interest rate TERMCBCCALLNS | watch | 20.94 | ↑ stress | 63.3 | 15% | 2026-05-01 |
| Personal saving rate PSAVERT | elevated | 4.1 | ↓ stress | 89.1 | 15% | 2026-08-01 |
| Debt service ratio TDSP | watch | 11.111439 | ↑ stress | 63.3 | 15% | 2026-04-01 |
| Revolving credit growth (YoY %) REVOLSL | calm | 3.58 | ↑ stress | 45.1 | 15% | 2026-07-01 |
| Mortgage delinquency DRSFRMACBS | watch | 1.86 | ↑ stress | 50.0 | 10% | 2026-04-01 |
| Continued claims CCSA | calm | 1701000 | ↑ stress | 24.1 | 10% | 2026-09-19 |
Every input is percentile-scored against its own history since 2019 and direction-adjusted. Missing inputs reduce coverage and are not imputed. Severity badges bucket the published percentile score — elevated at 80+, watch at 50+, calm below.